HMC Mortgage Company was founded with a commitment to break down the barriers of refinancing in today's market and owning a new home.  HMC Mortgage has helped 100's and 1,000's of families find ways to accomplish their home ownership needs, whether buying a first home or refinancing their current loan. We are a reputable mortgage company with licensed and experienced specialists who know the mortgage industry extremely well. HMC Mortgage Company specializes in a multitude of mortgage loan products that can help streamline your finances and put you into a better financial position.  At HMC Mortgage, you’ll get a great program and personalized service as we find that right loan program for you.


Learn more about us and the loan programs we offer.

We will gladly assist you in the purchasing of your new home, refinancing your home or other property. We are always looking to help our clients to seek better financing on single family houses, townhouses, duplexes, manufactured/mobile homes, condominiums and more.


With HMC Mortgage Company, you can count on:

  • A competent and fair appraisal of property value
  • A professional, fair and accurate sales proposal
  • Access to our database of over 100 programs and other resources
  • Frequent updates and availability during your loan process
  • Customized proposals that offer complete freedom & financial security

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.  


We have a wide range of extensive services and mortgage news that we provide to all of our clients at free of charge.   


Make an appointment with one of mortgage professionals today and we'll tell you everything you need to know to move ahead with your plans.

Customer Testimonials: Opinions That Matter

Here's what some of our clients are saying!

After meeting Mike and the folks at HMC, my wife Maci and I decided to let HMC Mortgage Company find, and secure a mortgage loan for the home that we had decided to purchase.  Mike was tremendously patient throughout the process.  I am one of those people who have to know how the watch works… He guided Maci and I through the process and educated us along the way.  Mike was able to find a loan that fit each of the potential scenarios we were considering.  Ultimately, this gave us the best of both worlds, because there was a quality option available for each scenario.  The choice between these options was ours to make.  Once we selected the loan product and financing structure we desired, the closing process began… and 8 days later we moved into the home.  Mike and HMC Mortgage Company were very clear on what documentation was required to close the loan, and worked with us daily to get the information in a format that the lender required and approved.  After we closed the loan, Mike even came by on moving day to lend a helping hand. 

If you are considering applying for financing, I must recommend that you give HMC Mortgage an opportunity to serve your needs.  The level of service was tremendous, and the personal relationship is genuine.


Andrew & Maci Ferguson

Jonesborough, TN

"Detailed and honest advice, no hassles, no rip-offs: We had three offers in just a week and wound up with a fantastic program that saved us more then we thought we could save. There is no better mortgage company to refinance your home with, and we'd choose HMC Mortgage Company again without hesitation."


Steven Hale

Kingsport, TN

"From the very first conversation with our mortgage professional, we knew we were in competent hands at HMC Mortgage Company. A friendly and knowledgeable loan officer guided us through every step of purchasing our new home, and we realize now that we wouldn't have been able to do it alone. Thank you!"


Troy Hall

Kingsport, TN

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